BUSINESS LOANS

LoansinDelhi is founded on the value of truthfulness, credibility and transparency. We cater to Corporate, SME and Retail business in high opportunity and fast emerging Indian market and deliver innovative financial solutions.

Loan in Delhi is valued for its relationship based service and deal execution skills. We understand the individual nature of assignment and work closely with clients to deliver the objectives desired.

LOANS IN DELHI helps to arrange

Trade Products : • Export Bill Negotiation • Export Packing Credit • Letters of Credit• Bank Guarantees

Factoring Products : • Bill Discounting • Receivables Discounting

Credit Products : • Cash Credit / Overdraft • working Capital Demand Loan • Term Loans

For further details send us the proposal and requirement at

loansindelhi@gmail.com

Business Loans Categories:

1.     Lease Rental Discounting

2.     Letter of Credit (LC) / LC Discounting

3.     Overdraft/Business Installment loan

4.     Working Capital Loans

5.     Vendor/Dealer Finance

6.     Equipment & Machinery Loans

7.     Vendor Bill Discounting

8.     Export Finance

9.     Import Finance

1)   Lease Rental Discounting
(Loan against Future Rent Receivables /Loan against Rental Income)

Lease rental discounting offers immediate liquidity, against commercial property, to lessor’s/ property owners who have leased out their properties.

The product is aimed at providing Term Loan to owners of commercial or residential properties who have let them out to reputed companies Commercial, Industrial, Software, Multinational Companies), Banks, Financial- Institutions, Insurance Companies etc. on lease basis thus having fixed rent receivables.

These receivables can be clubbed and discounted at attractive rates. The property owners can then utilize these funds for any purpose including meeting business and personal needs for generating further assets, which can yield higher returns for themselves. Further, the funds could also be deployed for expansion of their business activities. This will give a source to accelerate the rotation of their funds.

Information evaluated in the product offering includes: • Lessee details • Lesser details • Property profile including criticality of the premises for the lessee’s operations • Deal structure and •Cash flow pattern envisaged in the agreement(s)

The actual discounted amount will be determined after taking into account factors like rent receivables during the unexpired period of tenancy, tax deducted at source and other.

2)   Letter of Credit (LC)/ LC Discounting

The companies you do business with undoubtedly have impeccable credentials. But why take a chance?

Bank Letter of Credit (LC) facility arms you with a guarantee of payment, especially useful while transacting with companies who you have had limited exposure to in the past. .

A Letter of Credit is a letter from Bank guaranteeing that a buyer’s payment to a seller will be received on time and for the correct amount. This guarantee of payment helps you transact with companies with whom you have had limited interaction and are unsure of their credit history.

Banks offers two types of LCs, Sight and Usance LCs, both inland and foreign. LCs gets sanctioned and issued quickly, and is competitively priced.

A sight LC is a letter of credit that is payable immediately on presentation along with the necessary documents.

A usance LC is a letter of credit that is payable after acceptance of presented documents and at a specified future date. Please register your contact details for more information

3)  Overdraft/Business Installment loan

As a Growing Entrepreneur, time is valuable for you. To expand business you require money. Business loan is your easy access to money. Banks provide overdraft or business installment loan with faster turnaround time. Loans

Overdraft:

Working capital as Overdraft facility
Validity of 12 months
Interest to be levied on the amount utilized

Business Credit:

• Credit facility in the form of Term Loan / Business Installment Loan
• Payment in the form of equated monthly installments
• Repayment tenure of 12-36 months
• Plan and control your cash flows

Advantages
• Facility to deposit cash in the current account
• Online repayment facility
• Availability of local cheques
• Flexibility to open accounts at local branches

Eligibility

• Income Tax Payee
• Good business track record
• Comfortable business vintage

Documents Required

• Latest sales tax/VAT/service tax return
• Latest income tax return
• Bank statement
• Certificate of registration
• Proof of ownership: Title Deed, Municipal Tax/Municipal Charge Bill / Receipt, Property Tax Paid Bill
• Residence proof: Telephone Bill/ Electricity Bill, Driving License/ Valid Passport
• Identity proof: Driving license, Passport and PAN card

4)    Working Capital Loans

Managing finance is the most important component of any business. Predominant business needs are access to funds at competitive rates and managing the balance sheet as effectively as possible. .

However, there are ways by which you can enhance your eligibility.

• Banks offers you working capital finance by way of cash credit/working capital demand loans suitably structured to your needs and your risk profile. Banks also offers you Take Over Plus Top-Up of Working Capital Loan in Mumbai

• Banks also offer facilities such as bank guarantees and Letter of Credit at competitive rates

5)    Vendor Finance

• If you are a vendor to large Indian corporate, Banks offers Bill Discounting services on bills drawn by you on a company. Bills accepted by the company are eligible for discounting under this scheme. Unlike Corporate Bill discounting limit which is a limit to the corporate, this is a limit to the vendor. Accordingly, limit is outside the banking arrangement of the Corporate, and recourse is to the vendor. Banks offer invoice discounting facility in case the corporate is not willing to accept a bill of exchange

Dealer Finance

• Dealer financing schemes offer short-term unsecured finance at reasonable cost to selected dealers of large corporate, extended for procurement of goods from corporate. These are commonly available on a non-recourse basis, with corporate recourse available by way of First Loss Deficiency Guarantee in some cases. The corporate provides non-financial comforts like Stop Supply Letter, Assistance in Recovery & Resale while all payments due to dealer are to be routed through banks accounts. Dealer financing can be structured as a Bill Discounting or Overdraft Facility.

6)    Equipment Finance and Machinery Loans

• Equipment Financing Loans are a convenient, hassle-free way to procure the equipment you need to make your business grow. Banks expertise and experience in equipment financing simplifies the processes involved in getting you the funds you need, whichever part of the country you may be in, and whatever the nature of your business.Working process:Term loan parameters like tenor, interest and assessment parameters (feasibility, cash flow, etc.) are standardized.
  Equipment manufacturer identifies credit worthy customers.
  Bank conducts due diligence for validation.
  Bank sanctions term loans & disburses net amount directly to the Company.
  Bank & Company jointly monitor customer performance

7)    Vendor Bill Discounting

If you are a vendor with a turnover of Rs. 2 crore or more, Bank’s Vendor Bill Discounting facilitates discounting for supplies to large corporate made by you. This goes a long way in meeting your working capital needs, and allows you access to funds at competitive rates of interest.

8)    Export Finance

If you are an exporter, Bank’s Export Finance services will go a long way in facilitating the flow of your business. Banks offer both Pre-shipment as well as Post-shipment credit in Indian rupees as well as foreign currency, tailor-made to suit the requirements of your business.

9)    Import Finance

Bank’s Import Finance services provide you with structured and customized solutions that draw upon our expertise and experience in the world of international finance and cross-border transactions.

Arrange for short-term credit, (buyers credit and suppliers credit)

• Negotiate with overseas banks for better rates
• Issuance of Bank Guarantees
• Advance payment for imports
• Booking of forward contracts.

FOR MORE Please CONTACT!

Loans In Delhi Gurgaon Noida

You can contact us at our

Head Office Address:
1/124 , First Floor ,Old Rajinder Nagar, Shankar Road,
Opposite P.N.B., New Delhi, Delhi 110060

Tel : 011 47061085

Mobile : +91 981.808.7770 / +91 995.895.9555

Fax : 011 42433460

email : loansindelhi@gmail.com

www.loansindelhi.com

or please fill the form below and we will get in touch with you ASAP